UK injury compensation amounts (2026)

Last updated · By Mustafa Bilgic · Figures based on the Judicial College Guidelines, 17th edition (April 2024)

UK injury compensation amounts are valued using the Judicial College Guidelines (JCG), the standard bracket figures used by solicitors and courts in England & Wales. As an indicative guide, minor injuries that fully recover are worth a few hundred to a few thousand pounds; moderate injuries roughly £5,000–£50,000; and severe or permanent injuries from about £50,000 to over £490,000 for the most catastrophic brain and spinal injuries. The figures below are for the injury itself (general damages); your financial losses are added on top. They are indicative guide ranges, rounded, and not a guarantee.

This page is a plain-English reference to the compensation amounts typically awarded for personal injuries in the UK. It brings together, in one place, the indicative bracket figures used to value the most common injuries by type and severity, so you can see roughly where a claim is likely to sit before you speak to a solicitor. Every figure here values general damages only — the pain, suffering and loss of amenity of the injury — and excludes the financial losses (special damages) that are added on top of a real award.

How to read these figures. Brackets are based on the Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases (17th edition, published April 2024), which raised the previous figures by approximately 22% to reflect inflation. They apply to England & Wales. Figures are rounded indicative guide ranges, not legally binding, and your case may fall outside them. UK whiplash injuries lasting up to two years are instead governed by the fixed statutory whiplash tariff.

Quick summary: compensation by severity band

Across all injury types, awards broadly fall into three bands. This is the fastest way to understand the scale of a claim:

Indicative general-damages bands across all injury types (England & Wales). Financial losses are added on top.
Severity bandWhat it usually meansTypical range (£)
MinorFull recovery within months to about 2 years; no lasting effects£300 – £12,000
ModerateLasting symptoms, some permanent effect, but not disabling£12,000 – £60,000
SeverePermanent, serious or life-changing disability£60,000 – £490,000+

Head & brain injury compensation amounts

Brain injuries cover the widest range of any category, because outcomes range from a full recovery after concussion to permanent, life-changing disability requiring lifelong care. The most severe (very severe) brain injuries attract the highest general-damages awards in the JCG.

Head and brain injury — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Minor head injury (full recovery)£2,690 – £14,400
Less severe brain damage (good recovery)£18,700 – £52,500
Moderate brain damage£52,500 – £219,000
Moderately severe brain damage£267,000 – £344,000
Very severe brain damage£344,150 – £493,000

Estimate a brain injury claim → · head injury calculator →

Neck, back & spinal injury compensation amounts

Most neck injuries from road accidents lasting up to two years are governed by the fixed whiplash tariff (£275–£4,830), not the JCG. The figures below apply to neck and back injuries valued under the Judicial College Guidelines — typically those lasting beyond two years or with serious, permanent damage.

Neck, back and spinal injury — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Minor neck injury (JCG, recovery 1–2 yrs)£4,350 – £7,890
Moderate neck injury£7,890 – £38,490
Severe neck injury£45,470 – £148,330
Minor back injury£2,450 – £12,510
Moderate back injury£12,510 – £38,780
Severe back injury£38,780 – £160,980
Spinal injury / paraplegia£219,070 – £284,260
Tetraplegia (quadriplegia)£324,600 – £403,990

Neck injury calculator → · back injury calculator → · spinal injury calculator →

Arm, wrist, hand & finger compensation amounts

Upper-limb injury — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Minor wrist injury (recovery)£4,310 – £12,630
Wrist injury (significant permanent disability)£12,630 – £29,390
Severe wrist injury (loss of function)£29,390 – £58,930
Less serious arm injury£23,430 – £47,810
Severe arm injury£117,360 – £159,770
Loss of one arm£117,360 – £163,910
Serious finger / thumb injury£5,000 – £36,740
Total loss of an index finger£14,160 – £21,810

Wrist injury calculator → · finger injury calculator → · elbow injury calculator →

Leg, knee, ankle & foot compensation amounts

Lower-limb injury — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Simple leg fracture (full recovery)£2,800 – £14,520
Moderate leg injury£33,880 – £47,840
Very serious leg injury£66,920 – £109,290
Amputation of one leg (below knee)£119,570 – £162,290
Moderate knee injury£18,110 – £30,770
Severe knee injury£30,770 – £103,330
Moderate ankle injury£16,770 – £32,450
Severe ankle injury£38,210 – £61,090
Moderate foot injury£16,770 – £30,500

Knee injury calculator → · ankle injury calculator → · hip injury calculator →

Eye, hearing & sensory injury compensation amounts

Sensory injury — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Minor eye injury£4,460 – £9,860
Total loss of one eye£66,920 – £80,210
Total blindnessin the region of £327,940
Total blindness and deafnessin the region of £493,000
Mild tinnitus / hearing loss£7,360 – £14,710
Total deafness in one ear£38,210 – £55,570
Total deafness£105,930 – £127,940

Eye injury calculator → · hearing loss calculator →

Psychological injury, PTSD & scarring compensation amounts

Psychiatric, PTSD and scarring — indicative JCG bracket figures (17th edition).
Injury & severityIndicative bracket (£)
Less severe general psychiatric damage£1,880 – £7,150
Moderate psychiatric damage£7,150 – £23,270
Severe psychiatric damage£66,920 – £141,240
Less severe PTSD£4,820 – £9,980
Moderate PTSD£9,980 – £28,250
Severe PTSD£73,050 – £122,850
Less significant facial scarring£4,180 – £14,480
Very severe facial scarring£32,150 – £105,000

Psychological injury calculator → · PTSD calculator → · scarring calculator →

Whiplash compensation amounts (statutory tariff)

Whiplash injuries from road accidents in England & Wales lasting up to two years are not valued under the JCG. Instead, a fixed government tariff applies, based purely on how long symptoms last. For accidents on or after 31 May 2025:

UK statutory whiplash tariff (whiplash-only). Source: gov.uk, Ministry of Justice.
Duration of symptomsTariff amount (£)
Up to 3 months£275
3 to 6 months£565
6 to 9 months£965
9 to 12 months£1,510
12 to 15 months£2,335
15 to 18 months£3,445
18 to 24 months£4,830

Whiplash calculator → · how the tariff works →

How these amounts are used in a real claim

Solicitors and courts do not pick a single number from a table. They match your medical evidence — the diagnosis, severity and prognosis in your medical report — to the nearest JCG bracket, then place your award within that bracket according to the specific facts of your case. Two people with the "same" injury can receive very different awards depending on age, the effect on their work and hobbies, and how long recovery takes.

Crucially, the bracket is only part of the claim. Your special damages — lost earnings, treatment and care costs, travel, and future losses — are added on top, pound for pound. For a seriously injured person, those financial losses often dwarf the injury bracket itself. To see how the two combine for your own situation, use the free compensation calculator, which adds your losses to the relevant bracket automatically.

Want the full method? Read how compensation is calculated, the difference between general and special damages, and what the Judicial College Guidelines are and how courts apply them.

Sources & methodology

The brackets on this page are indicative figures derived from the following published references. They are guide ranges only and are rounded; always confirm a current figure with a qualified solicitor, as the Guidelines and tariff are updated periodically.

  • Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases, 17th edition (Judicial College, published April 2024) — the standard reference used by courts in England & Wales, which raised figures by approximately 22% over the 16th edition. See an overview at judiciary.uk.
  • The Whiplash Injury Regulations and statutory tariff, Ministry of Justice — published on gov.uk. Tariff figures © Crown copyright (Open Government Licence v3.0).
  • Official Injury Claim (Motor Insurers' Bureau) — guidance on the low-value claims portal at officialinjuryclaim.org.uk.
  • Severe and catastrophic injury (such as paralysis, future care and loss of earnings) is calculated with the Ogden Tables, published by the Government Actuary's Department on gov.uk.

Frequently asked questions

What are the average UK compensation amounts for injuries?

There is no single average, because compensation depends on the injury and its severity. As an indicative guide based on the Judicial College Guidelines, minor injuries that fully recover are worth a few hundred to a few thousand pounds, moderate injuries roughly £5,000 to £50,000, and severe or permanent injuries from around £50,000 to over £490,000 for the most catastrophic brain and spinal injuries. Your financial losses are added on top.

What are the Judicial College Guidelines?

The Judicial College Guidelines (JCG) are the standard reference used by solicitors and courts in England and Wales to value the injury element of a claim (general damages). They set out bracket figures for each body part and severity. The current 17th edition was published in April 2024 and raised the figures by around 22% to reflect inflation.

Do these amounts include lost earnings and other costs?

No. These brackets are for general damages only — the pain, suffering and loss of amenity of the injury itself. Your financial losses (special damages) such as lost earnings, medical and care costs and future losses are added on top, pound for pound. A serious claim is often worth far more than the bracket once losses are included.

Are these UK injury compensation figures guaranteed?

No. They are indicative guide ranges, rounded, and clearly labelled as such. Every claim is decided on its own medical evidence, the question of who was at fault, and the proven losses. Use this table to understand the likely scale of a claim, then confirm the figure with a qualified solicitor.

Estimate only — not legal advice. Figures on this page are indicative ranges based on published injury brackets and may differ from any actual award or settlement. They relate to England & Wales. Always confirm with a qualified solicitor (UK) or attorney (US). See our full disclaimer.

Estimate your own compensation  →

Explore

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Judicial College Guidelines

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JCG explained →

Free compensation calculator

Add your own injury and losses for an instant indicative total range.

Open the calculator →