Premises liability compensation calculator
Estimate what a premises-liability injury claim could be worth — a fall, a falling object, a dog bite or an unsafe condition on someone else’s property — using published injury brackets and typical US settlement ranges.
Premises Liability Compensation Calculator
Estimate your total payout range in under a minute
Last updated · By Mustafa Bilgic · Figures reviewed against the Judicial College Guidelines and typical US settlement ranges
What premises liability means
Premises liability is the legal duty of property owners and occupiers to keep their premises reasonably safe for lawful visitors. When they fail and someone is injured — a wet floor, a broken stair, poor lighting, an unsecured dog or a falling object — the injured person may have a claim. It is the umbrella that covers slip-and-fall, store accidents, and many other on-property injuries.
What you usually have to prove
- The owner owed you a duty of care (you were lawfully on the property).
- A dangerous condition existed on the premises.
- The owner knew or should have known about it and failed to fix or warn.
- That failure caused your injury and measurable losses.
Your status on the property matters
US law traditionally distinguishes between an invitee (a customer — owed the highest duty), a licensee (a social guest), and a trespasser (owed the least). Many states have modernised these categories, but your reason for being there still affects the duty owed and the strength of the claim.
Evidence wins premises cases
Photograph the hazard immediately, report it to the owner or manager and get an incident report, identify witnesses, and seek prompt medical care. Owners often fix the hazard quickly, so early evidence that the dangerous condition existed is decisive.
How to use this premises liability calculator
- Pick the main injury from the incident.
- Choose the severity matching your prognosis.
- Add your financial losses — medical bills, lost earnings, future care, out-of-pocket costs.
- Read the estimated range, remembering any fault reduction, and review the factors that affect compensation.
Compensation amounts by injury type
The table below shows indicative general-damages ranges for injuries common in premises-liability claims. Toggle US $ or UK £. Economic losses (medical bills, lost earnings) are added on top.
| Injury type | Minor ($) | Moderate ($) | Severe ($) |
|---|
* UK whiplash minor/moderate up to 2 years is the fixed statutory tariff (£275–£4,830). US figures are typical settlement ranges. All other figures are bracket-style estimates and rounded. Last updated .
Frequently asked questions
How much is a premises liability claim worth?
It depends on your injury and losses. Many premises cases are soft-tissue or fracture injuries settling around $10,000–$50,000, while serious head, spinal or permanent injuries are worth far more. The calculator gives a realistic range from the injury and financial losses you enter.
What do I have to prove in a premises liability case?
Generally that the owner owed you a duty of care, a dangerous condition existed, the owner knew or should have known about it and failed to fix or warn, and that this caused your injury and losses. Evidence the hazard existed and the owner had notice is central.
Does it matter why I was on the property?
Yes. Traditionally an invitee (a customer) is owed the highest duty, a licensee (social guest) less, and a trespasser the least. Many states have modernised these categories, but your reason for being there still affects the duty owed and the claim's strength.
What if I was partly to blame for my injury?
Most states reduce your award by your percentage of fault under comparative-negligence rules, and a few bar recovery if you were mostly at fault. Ignoring a clear warning sign, for example, can reduce a payout. The calculator doesn't apply this reduction, so factor it in.
How long do I have to file a premises liability claim?
Each US state sets its own statute of limitations, commonly two to three years from the injury, with shorter deadlines for claims against government property owners. Act early, preserve evidence, and check your state's limit.
Related calculators & guides
Slip and fall
Premises-injury claims — wet floors, hazards and who is liable.
Slip & fall calculator →Public liability
Injuries on someone else's property and who is responsible.
Public liability calculator →Factors that affect compensation
Fault, severity, evidence, insurance limits and how each moves your payout.
Read the guide →What is pain and suffering worth?
How non-economic damages are valued and estimated in the US.
Read the guide →How payouts are calculated
General vs special damages, severity, and the maths behind every estimate.
Read the guide →